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Why Do Banks Sometimes Reject Notary Blocks? Here's What You Can Do Instead

When you're dealing with a loved one’s Power of Attorney, estate plan, or urgent medical documents, time is precious — and clarity is everything. Many people turn to their local bank for notarization services, only to hear the frustrating words:


“We can’t notarize this.”

So… why does this happen?


🔎 It's Not About the Bank — It's About Florida’s Legal Requirements

As someone who spent time working inside a bank, I understand the care and compliance measures banks must take to protect both the customer and their institution. But here’s what most people don’t realize: Florida notary laws have changed, and your document must include specific legal language called a notary block in order to be completed — no matter where you go.


In 2020, Florida began requiring 9 key elements in each notarization block per §117.05(4)(c), including:

  • The venue (State of Florida, County of…)

  • Type of notarization (acknowledgment, oath, etc.)

  • Signer’s name

  • Date of notarization

  • Signature of the notary

  • Printed name of the notary

  • Notary seal

  • Notary commission expiration date

  • Notary ID number

If even one element is missing, banks or notaries are required by law to reject the document — it’s not about being difficult, it’s about doing it right.

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✅ How Clearwater Mobile Notary Can Help


That’s where we come in. At Clearwater Mobile Notary, our team stays trained and up-to-date with the latest Florida regulations so your notarization is done right the first time — whether you’re at home, in the hospital, at an attorney’s office, or in a facility setting.

We’re not here to replace your bank. In fact, we work with banks, law firms, and care teams to support them in moments when clients need a flexible, compliant, mobile solution.


You deserve peace of mind. We bring it — every single time.


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💡 Bonus: What Can You Do to Prepare?


✅ Call ahead and ask if your document has a Florida-compliant notary block

✅ Gather any witnesses needed (we can help if you're unsure)

✅ Have your valid ID ready

✅ Ask us to review your document ahead of time at no extra charge




📍 Serving Pinellas & Hillsborough County | Daily 9:00 AM – 7:30 PM


Call/Text Our Lisa at (727) 947-8247


⚠️ Disclaimer:

We are not attorneys and do not provide legal advice. For questions regarding the legality or appropriateness of your documents, please consult with a licensed attorney. Our services comply with all applicable Florida notary laws, including §117.05(4)(c).


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